A Word of Caution...
VSE will NOT call you by phone or send an e-mail to you, asking that you provide account or social security numbers, personal information, or balances. If you receive e-mails, telephone calls, or other forms of correspondence from anyone  seeking information about your VSE credit union accounts, treat the message with caution and contact us immediately.  For more information, please visit our Fraud Prevention page.


New & Used
Vehicle Financing Is Available.
We have the lowest
rates &
friendliest service
around!
Click, call or stop in
Click for rates
Click to apply online

 

 "Summer Fun"
Loan Special
Great Rates
Easy Repayment

Click, call or stop in
Click for rates
Click to apply online

 

 

ACCOUNTS AND SERVICES FOR COLLEGE STUDENTS
 VSE can provide you with services that will equip you to handle financial decisions and become financially independent.  Stop in or call for details about free checking, debit/ATM card services, home banking, and much more!


Skip-A-Payment is Back!
Give us a call for details, or stop in.

 

Your Credit Union
Is
Safe and Sound

 

For the 11th consecutive year, VSE has been awarded a Five-Star Superior Rating by the nationally recognized financial analysis firm, Bauer Financial.  VSE is included on Bauer's list of 'Recommended Credit Unions', whcih means that we are a safe, financially sound institution operating well above our regulatory capital requirements.

Visit VSE For All Your Back-to-School Needs

 


 

 
Mission Statement
To be the primary financial institution of our
Valley State Employees Credit Union families
by placing them first and providing quality service.

Branch Locations
and Office Hours

2686 McLeod Drive North
P.O. Box 5366
Saginaw, Michigan 48603
Phone 989-793-5943
Toll-free 1-888-504-7999
Fax 989-793-4321
VAL line 1-800-473-9769

Hours: Mon & Tue 9-5
          Wednesday 10-5
          Thur & Fri 9-6

Administration Building
2000 Chambers Road
Caro, Michigan  48723
Phone 989-673-3002
Fax 989-673-6351



Hours: Tuesday thru Friday
            9-12:30 / 1:30-4:15

 

DISCLAIMER
The information on our web site is deemed reliable but it is NOT guaranteed.  Neither Valley State Employees Credit Union nor this site's host, manager or designees will be held responsible for typographical errors or display omissions on any page of this site.  Duplication of information found within this site is prohibited without written permission from Valley State Employees Credit Union.

Valley State is pleased to provide links to various web sites for your information, convenience and enjoyment.  However, you must be aware of the following:
1. When you click onto one of these links, you are leaving Valley State Employees Credit Union's web site.
2. Valley State Employees Credit Union does not operate the alternate web site; is not responsible for the content or the availability of the alternate web site, and
does not represent either the third party or the member if the two enter into a transaction.
3. The privacy and security policies of alternate sites may differ from those practiced by Valley State Employees Credit Union.

ATTENTION, PLEASE!
 NEVER SEND CONFIDENTIAL INFORMATION SUCH AS SOCIAL SECURITY NUMBERS AND/OR ACCOUNT NUMBERS BY E-MAIL.  FOR THE PROTECTION OF THE MEMBERSHIP,  THE CREDIT UNION WILL NOT ACCEPT E-MAIL REQUESTS FOR CHANGES OR TRANSACTIONS TO CREDIT UNION ACCOUNTS.  VALLEY STATE WILL NEVER CALL YOU BY TELEPHONE OR SEND AN E-MAIL TO YOU REQUESTING THAT YOU PROVIDE OR UPDATE PERSONAL, ACCOUNT, OR CREDIT INFORMATION. IF YOU RECEIVE SUCH A MESSAGE, CONTACT US AS SOON AS POSSIBLE TO REPORT THE INCIDENT.
 
Valley State's web site is hosted by cusiteonline (CUVillage), a division of CUCorp, and maintained by K. Stephens.


Valley State Employees Credit Union
2686 McLeod Dr. North
Saginaw, Michigan 48603
989.793.5943
Fax: 989.793.4321
mail@valleystatecu.org