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A Word of Caution...
VSE will NOT call you by phone or send an e-mail to you, asking that you provide account or social security numbers, personal information, or balances. If you receive e-mails, telephone calls, or other forms of corespondence from anyone seeking information about your VSE credit union accounts, treat the message with caution and contact us immediately. For more information, please visit our Fraud Prevention page.
Disclaimer
These calculators are made available to you as self-help tools for your independent use. We do not guarantee their accuracy or applicability to your circumstances. These tools are not intended to provide investments, legal, tax, or accounting advice. All examples are hypothetical and for illustrative purpose only. You may wish to consult your financial institution or financial advisor for additional information and advice. All calculations in this report are based on user inputs and do not reflect any guarantee of expected savings or tax advantages. All user input is private and secure. We do not collect any of the personal information that you provide nor do we save any of the reports. All calculations are made on your own computer.
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Additional Calculators
Disclaimer
Loan - This calculator is made available to you as a self-help tool for your independent use. We do not guarantee its accuracy or applicability to your circumstances. This tool is not intended to provide investment, legal, tax, or accounting advice. All examples are hypothetical and for illustrative purpose only. You may wish to consult your financial institution or financial advisor for additional information and advice. All loans would be subject to approval and credit terms may vary.
Mortgage - Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Disclaimer
These calculators are made available to you as self-help tools for your independent use. We do not guarantee their accuracy or applicability to your circumstances. These tools are not intended to provide investments, legal, tax, or accounting advice. All examples are hypothetical and for illustrative purpose only. You may wish to consult your financial institution or financial advisor for additional information and advice. All calculations in this report are based on user inputs and do not reflect any guarantee of expected savings or tax advantages. All user input is private and secure. We do not collect any of the personal information that you provide nor do we save any of the reports. All calculations are made on your own computer.
Use this application to find out the best retirement savings plan for you. Just enter the Annual Contribution, Annual Rate of Return, Annual Rate of Inflation, the number of Years until Retirement and the number of years until Payoff time. Click on the Calculate Annual Payoff Amount button to display the amount you will make each year during your retirement.
If you know the amount you would like to make each year during your retirement, enter that amount in the Annual Payoff Amount field. Enter the Annual Rate of Return, Annual Rate of Inflation, the number of Years until Retirement and the number of years until Payoff time. Click on the Calculate Annual Contribution button to figure out how much you must save each year.
Disclaimer
These calculators are made available to you as self-help tools for your independent use. We do not guarantee their accuracy or applicability to your circumstances. These tools are not intended to provide investments, legal, tax, or accounting advice. All examples are hypothetical and for illustrative purpose only. You may wish to consult your financial institution or financial advisor for additional information and advice. All calculations in this report are based on user inputs and do not reflect any guarantee of expected savings or tax advantages. All user input is private and secure. We do not collect any of the personal information that you provide nor do we save any of the reports. All calculations are made on your own computer.
APPROXIMATE LOAN PAYMENT CALCULATIONS DO NOT INCLUDE CREDIT LIFE OR DISABILITY INSURANCE PREMIUMS 
The information generated through the loan calculator on this site is approximate only and will not include credit life or credit disability insurance premiums. Credit life and/or disability coverage are elective and not required. Please call the credit union office at 989-793-5943 or toll free at 888-504-7999 if you wish to have an approximate payment calculated with either or both of these insurances.
Valley State Employees Credit Union
2686 McLeod Dr. North
Saginaw, Michigan
48603
989.793.5943
Fax: 989.793.4321
mail@valleystatecu.org
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