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Electronic Services

 A Word of Caution...
VSE will NOT call you by phone or send an e-mail to you, asking that you provide account or social security numbers, personal information, or balances. If you receive e-mails, telephone calls, or other forms of correspondence from anyone  seeking information about your VSE credit union accounts, treat the message with caution and contact us immediately.  For more information, please visit our Fraud Prevention page.

AUTOMATED SERVICES FOR YOUR CONVENIENCE!
Just click below for information about electronic services to manage your credit union accounts.

 
VSE Home Banking

Valley State provides you with free 24-hour secure access to your credit union accounts right from your personal computer.  You can check your balances, transfer funds, make loan payments, print a transaction list, balance your checking account, and check your dividend and interest information.  Just click on the icon to the left.  Then follow the easy directions below:

1. Enter your member account number.
2. Enter your password.
3. Click on 'Sign On'.
4. Click on the first icon at the left-hand top of the screen to access your accounts.
5. Use the row of icons across the top of the screen to conduct inquiries and transactions (for your protection, each transaction requires your password).
6. When you have finished, click on 'Good-bye' to log off.


  With free, time-saving, reliable  Direct Deposit and Net Pay, you can have your regular recurring check deposited directly into your credit union accounts.  This includes payroll, Social Security, pension or other checks you receive on a regular basis.  In addition, you can have your funds disbursed to a variety of accounts (IRA,Christmas Club, Vacation or Checking, Savings, etc.).  Just click on the icon to the left.

 

  eZCardInfo
- Manage your VSE MasterCard Online

Access your
VSE MasterCard
credit card account anytime, anywhere, 24 hours a day and 7 days a week.  The service is free!

 

  

CONVENIENT PAYROLL DEDUCTION

Payroll Deduction allows you to automatically have a portion of your paycheck deposited into your credit union accounts every pay day.  This is a convenient way to save money and/or pay back loans automatically.  There are no fees associated with payroll deduction.  Give us a call or stop in to sign up.


 ATM/DEBIT CARDS

You may choose an ATM card or a Debit/ATM card for your account.

Our ATM card offers safety and convenience, enabling you to conduct POS (point-of-sale) transactions and deposit and withdraw funds from your savings or checking account 24 hours a day, 7 days a week.  You can also transfer funds from your savings to your checking and vice versa.  The card can be used at thousands of locations across the nation.

A Debit/ATM card allows the same features described above but in addition, offers the following: 
*Accepted anywhere you see the MasterCard logo.    *Debits automatically come our of your checking account.     *Sign for transactions instead of using a pin.    *Unlimited debit transactions-these transactions are always free!    *Daily use limits up to $500.00 (if available).    *Save time and money by writing fewer checks.
 
 

Find a surcharge-free ATM 

 
Online check ordering
It's easy to reorder checks for your VSE checking account.
  Just click to the left and follow the easy instructions		  
ThePaymentsAuthority
The Payments Authority provides a convenient method to automatically make pre-authorized payments.  For example, you may be able to pay your telephone, cable, utility , and insurance bills through the free, pre-authorized payment service.  Click on the icon for more information or to sign up.		   

VAL (VALLEY'S AUDIO LINE) AUDIO RESPONSE SYSTEM
With VAL, you can check your balances, make transfers between accounts, transfer your loan payments, inquire about transactions on any of your accounts and find out which checks have cleared.  And, it won't cost you a cent!  There are no transaction or long distance telephone fees.  Signing up is easy!  Just give us a call for details and a disclosure.

e-Statements are so convenient!

Would you prefer to view your statement electronically rather than having a paper version delivered to your home? 
With e-statements, you receive your statement sooner.  In addition, you can 

  • View your accounts and print a statement at any time, from any Internet enabled computer
  • Store your account information on digital media
  • Receive your statement more securely.
  • It's eco-friendly.  You conserve resources by printing only what you need.

If you are already signed up for VSE home banking, then it's easy to get started.  Just call Julie at the Saginaw office to let her know you want to receive your statements electronically*.  If you haven't signed up for home banking yet, just fill out our brief application and be sure to check the 'electronic statement' option at the bottom of the disclosure. 

*Members electing to receive electronic statements will no longer receive a monthly or quarterly paper version mailed to their homes.  Quarterly newsletters will be sent to your e-mail address.


Valley State Employees Credit Union
2686 McLeod Dr. North
Saginaw, Michigan 48603
989.793.5943
Fax: 989.793.4321
mail@valleystatecu.org